Gold Card Plan

This cover include;

• Accident hospitalization – Ksh.10 Million
• Illness hospitalization – Ksh.10 Million
• Rescue & Evacuation (included in accident & Illness limits)
• Personal accident cover – Adult Ksh.1Million, Child Ksh.0.5Million
• Funeral & Rehabilitation – Ksh.50,000 (per member)
• Hospital cash – Ksh.1,250 per day (from 3rd day of admission) – for individual members only
• Worldwide (North America limited to 50% of each benefit limit) emergency services during the first 45 days of absence from Eastern Africa in any membership year.
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Silver Card Plan

This cover include;

• Accident hospitalization – Ksh.6 Million
• Illness hospitalization – Ksh.2 Million
• Rescue & Evacuation (included in accident & Illness limits)
• Funeral & Rehabilitation – Ksh.50,000 (per member)
• Hospital cash – Ksh.1,250 per day (from 3rd day of admission) – individual members
• Worldwide (North America limited to 50% of each benefit limit) emergency services during the first 45 days of absence from Eastern Africa in any membership year.
• Supplementary benefits include:
• Critical illness and PA and PA/PTD
• Members are entitled to ward bed hospitalization

Bronze Card Plan

This cover include;

• Accident hospitalization – Ksh.1 Million
• Illness hospitalization – Ksh.350,000.00
• Rescue & Evacuation (included in accident & Illness limits)
• Funeral & Rehabilitation – Ksh.50,000 (per member)
• Hospital cash – Ksh.1,250 per day (from 3rd day of admission) individual members only
• Emergency rescue and evacuation within Eastern Africa (Kenya, Uganda, Tanzania and Rwanda).
• Supplementary benefits include: - Critical illness and PA and PA/PTD
• Members are entitled to ward bed hospitalization

AAR Cover Me

This cover include;

• INPATIENT (both inpatient & outpatient)
• Limits 200K, 500K, 1M & 2M
• MATERNITY (normal and CS delivery)
• Ksh. 75,000 for overall < ksh. 1,000,000 cover
• Ksh. 130,000 for >Ksh.1,000,000 cover
• OUTPATIENT (Optional)
• Unlimited
• RESCUE & EVACUATION
• As per overall Annual Limit
• HIV/AIDS Management -Upto overall limit
• Pre-existing and Chronic Conditions – Covered in full after 12 months of membership
• FUNERAL BENEFIT
• Ksh. 50,000 after 12 months of membership
• CASH BACK
• Ksh. 150,000 after 15 years of membership.
• NO CLAIM BONUS - Upgrade to the next benefit level if no claim in 3 years at a discounted rate
• 45 days cover while out of geographical area
• Annual medical check up for all members

Supplementally benefits available

• PA, PA/PTD, Hospital cash & Critical Illness.
• Ward bed for benefit limit of < Ksh. 1M
• Single private room for benefit limit of > Ksh. IM
• Discounted rates from our Loyalty Partners.
• Discounted rates for other classes of insurance e.g. motor, domestic, travel etc.
  
   

Afya Card

This cover include;

• In-patient cover per family to an annual limit of Ksh.200,000.00 (limit to Ksh.75,000 per incident)
• Out-patient cover is limited to family visit per year e.g. M=8; M+1=12 ; M+2=15; M+3=18 etc.
• Supplementary benefits include:
• Critical illness, road ambulance service, PA and PA/PTD
• Members are entitled to ward bed hospitalization within the afya pre-selected hospital network.
• Visits made to other AAR health Centers other than pre-selected centers will be charged a visit fee of Ksh.200.00 per every visit
• Applicants must be NHIF contributors
• Geographical limitations is Kenya.

Afya Maisha

This cover include;

• There are different annual limits depending on monthly premium paid. Range from Ksh.100,000.00 to Ksh.750,000.00
• Members entitled to a daily bed limit of Ksh.3,000.00
• Out-patient visits services are available at any AAR Health Centre. A visit fee of Ksh.100.00 is payable for each outpatient visit.
• Supplementary benefits include:
• Critical illness, road ambulance service, outpatient and hospital cash.
• Road ambulance are only available in Nairobi, Mombasa and Kisumu only.
• Applicants must be NHIF contributors
• Geographical limitations is Kenya