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Personal health plans

We at AAR  understand the importance of keeping you and your family healthy. We focus on giving you innovative and affordable options – as well as the freedom to choose your preferred  AAR Health Insurance Individual  Plan.

 

 Click on the links below to select your prefered AAR Health Insurance Individual Plan.


 

CLASSIFICATION OF SERVICES;

  •  All Premier Cards Members shall be entitled to access out –patient service at AAR Clinics and all other accredited Hospitals.
  • All Plus Card Members shall be entitled to access out-patient services at AAR Clinics and any other accredited Hospitals excluding TMJ, REGENCY, TUMAINI HOSPITAL, AGA KHAN AND MISSION MIKOCHENI.
  • All Prestige Card Members shall be entitled to access out-patient services at AAR Clinics only.
  • However all Plus and Prestige Members may access out-patient service at TMJ, REGENCY, TUMAINI HOSPITAL, AGA KHAN AND MISSION MIKOCHENI on referral only from AAR Clinics .
 
 

THE LIST OF ACCREDITED HOSPITALS IS SUBJECT TO CHANGE WITHOUT NOTICE

 
BENEFIT CATEGORIES

GOLD

SILVER
BRONZE
IMPORTANT INFORMATION
  • No new member after
  • All premier members will require Medical examination on entry
  • New member require medical exam
  • Annual medial exam on renewal.
  • Non-renewal after 30 days will be treated as new member
 
 
55 years
20-55 years
 
65 years
 
 
60 years
20-55 years
 
65 years
 
 
60 years
20-55 years
 
65 years
WAITING PERIODS

AAR will apply waiting periods for new members for any major illness related inpatient procedure.

 
 
 
Other waiting periods are:
 
 
 
  •   Inpatient hospital services
90 Days
90 Days
90 Days
  •  Maternity
9 Months
9 Months
9 Months
  • Hysterectomy and myomectomy

12 Months

12 Months

12 Months

  • Chemotherapy and dialysis

12 Months

12 Months

12 Months

  • Any internal prosthetic (including cataract) unless it is needed as a result of an accident or illness that occurred after becoming a member.

12 Months

12 Months

12 Months
  • Psychiatric treatment

24 Months

24 Months

24 Months

  • Last expenses
90 days
90 days
90 days
 
            
          WHITE CARD
Age Band
1 Month - 65 years
 
 Rescue and Evacuation only
$150
 
 
PRICES QUOTED ARE SUBJECT TO CHANGE WITHOUT NOTICE

 

Online Member Service


Register for Online Member Services

As a Member you can:

Change your address and contact details
View Your Renewal Notice Online when it is due
Make Payment Online