aar uganda

Inpatient and Daycare
Ush 30 million overall annual limit
Ush 15 million accident hospitalisation limit
Ush 15 million illness hospitalisation limit
100% coverage of accident, emergency, intensive care and theatre costs

Valid worldwide
Hospital accommodation
Nursing fees, medical expenses and ancillary charges
Surgeons’, consultants’, anaesthetists’,  and medical practitioners’ fees
Prescribed medicines and drugs
Reconstructive surgery following an accident or following surgery for an eligible medical condition
Internal prostheses
X-rays
MRI and CT scans
Pathology, diagnostic tests and procedures
Oncology tests, drugs and consultation fees, including cover for chemotherapy and radiotherapy
Accidental damage to natural eyes
Accidental damage to natural teeth
Psychiatric treatment
Physiotherapy, if referred by a general practioner or specialist
Parent accommodation for  member parent with a member child under 8 years of age in hospital
Selected pre-existing and chronic conditions
HIV/AIDS management
Maternity
Ush 900,000 normal delivery limit
Ush 1.5 million caesarean section delivery limit
Outpatient
Unlimited annual outpatient limit
Primary consultations and treatment -  include medical practioners' fees, prescribed medicines, drugs and dressings
X-rays, pathology, diagnostic tests and procedures
Specialists and consultation fees
Physiotherapy if referred by a medical practioner or consultant or specialist
Oncology tests, drugs and consultation fees including cover for chemotherapy and radiotherapy
MRI and CT scans
Out-patient surgical operations
Upto Ush 1.5 million limit on psychiatric treatment
Antenatal treatments and examinations
Post hospitalisation treatment
Selected pre-existing and chronic conditions
HIV/AIDS management
Optometry
Optometry cover up to Ush 200,000 annual limit
All prescribed lenses, excluding contact lenses
Dental
Dental cover up to Ush 200,000 annual limit
Consultation, simple extractions, difficult extractions, fillings (temporary, permanent, amalgam, composite GIC). Scaling and polishing, gum surgery, root canal treatment, pulpotomy and minor oral surgery

Healthcare provided within AAR health centres
and/or contracted Preferred Provider Organisations (PPOs)

14 working days registration period
Ush 100,000 room limit per night

Pre-exisitng and chronic diseases as per the Chronic Disease List (CDL)

Ush 1 000 outpatient visit fee

Pre-authorisation required for specialist fees and treatment
Pre-authorisation required for evacuation
Pre-authorisation required for international emergency rescue and evacuation
International emergency medical cover limited to 45 days of absence from cover territory in any membership year
Authorisation required for international emergency medical cover any membership year
1 month minimum joining age
60 years maximum joining age
Medical examinations for new members aged 50 years and abover
Hospital Cash Benefit limited to a maximum of Ush 3.6 million

Rescue and evacuation up to Ush 30 million annual limit
Local emergency road ambulance
Local emergency evacuation
International emergency rescue and evacuation

Emergency medical cover in East Africa
Funeral expenses up to a limit of Ush 1 million

Personal Accident with Permanent Total Disability Cover
of up to Ush 5 million for adults and Ush 2.5 million for children
Ush 20 000 Hospital Cash Benefit per night from second night of admission