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Geographical zone: World wide
Overall Annual Limit (OAL) : Ugx 200,000,000
AGE LIMITS Minimum age when joining: 1 month Maximum age when joining: 60 years Medical Examinations (medex) for joining (basic medex costs will be borne by AAR at AAR Clinics) :50 years
WAITING PERIOD Inpatient hospital services for Illness hospitalisation: 90 Days from commencement date.
Maternity (Delivery) : 12 months Hysterectomy and myomectomy: 12 months
NOTES : Network = The coverage is within the AAR Health Centres and / or contracted Preferred Provider Organisations (PPOs).
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Accident hospitalisation limit: Ugx 150,000,000
Illness hospitalisation limit: Ugx 50,000,000
Accidents and emergencies, intensive care and theatre costs: 100% in Network
Hospital accommodation: 100% in Network
Hospital Room Limit Per Night: Ugx 150,000.
Nursing fees, medical expenses and ancillary charges: 100% in Network
Surgeons’, consultants’, anaesthetists’, medical practitioners’ fees: 100% in Network
Prescribed medicines and drugs: 100% in Network
Reconstructive surgery following an accident or following surgery for an eligible medical condition: 100% in Network
Internal Prostheses: 100% in Network
X-rays: 100% in Network
MRI and CT scans: 100% in Network
Pathology, diagnostictests & procedures: 100% in Network
Oncology tests, drugs & consultation fees including cover for chemotherapy and radiotherapy: 100% in Network
Accidental damage to natural eyes: 100% in Network
Accidental damage to natural teeth: 100% in Network
Psychiatric treatment: Upto Ugx. 1,500,000 in network for Inpatient and Outpatient
Physiotherapy: 100% in Network
Parent Accommodation, member parent with a memberchild under 8 years of age in hospital: 100% in Network
NOTES : Network = The coverage is within the AAR Health Centres and / or contracted Preferred Provider Organisations (PPOs). |
(Only available in Uganda)
Normal Delivery Limit: Ugx 900,000 Caesarean Section Limit: Ugx 1,500,000
Complications of pregnancy: 1) treatment of a medical condition that results in hospitalisation which arises during the antenatal stages of pregnancy 2) termination of pregnancy when medically necessary: Covered up to normal delivery limit
NOTES : Network = The coverage is within the AAR Health Centres and / or contracted Preferred Provider Organisations (PPOs). |
(within AAR Clinics in East Africa) Inclusive)
Overall Annual Limit: Unlimited
Visit Fee: Ugx 1000 in Network
Primary consultations and treatment to include medical practioners' fees, prescribed medicines, drugs and dressings: 100% in Network
X-rays, pathology, diagnostic tests & procedures: 100% in Network
Specialists & Consultation fees for consultations, prescribed medicines, drugs and dressings. (Pre-authorisation required) : 100% in Network
Physiotherapy by a registered physiotherapist, when referred by a medical practitioner or consultant or specialist (Pre-authorisation required) : 100% in Network
Oncology tests, drugs & consultation fees including cover for chemotherapy and radiotherapy. (Pre-authorisation required) : 100% in Network
MRI and CT scans (Pre-authorisation required): 100% in Network
Out-patient surgical operations (Pre-authorisation required): 100% in Network
Psychiatric treatment Upto Ugx. 1,500,000 in network for Inpatient and Outpatient Antenatal treatments and examinations: 100% in Network Post hospitalisation treatment: 100% in Network
NOTES : Network = The coverage is within the AAR Health Centres and / or contracted Preferred Provider Organisations (PPOs).
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(Only available in Uganda)
Overall Annual Limit: Ugx 300,000 All prescribed lenses excluding contact lenses. Lenses and frame may be replaced in course of membership year to the maximum benefit per member for the year 100% in Network
NOTES : Network = The coverage is within the AAR Health Centres and / or contracted Preferred Provider Organisations (PPOs).
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(Only available in Uganda)
Overall Annual Limit: Ugx 300,000
Consultation, simple extractions, difficult extractions, fillings (temporary, permanent, amalgam, composite GIC). Scaling and polishing, gum surgery, root canal treatment, pulpotomy & minor oral surgery: 100% in Network
NOTES : Network = The coverage is within the AAR Health Centres and / or contracted Preferred Provider Organisations (PPOs). |
Overall Annual Limit: As per accident or illness hospitalisation limit
Local Emergency road ambulance: Costs of road ambulance transport required due to an emergency or medical necessity to the nearest available and appropriate medical facility. 100% in Network
Local Emergency Evacuation: The transportation costs of a member from a medical facility where the it is considered the care is inadequate to another medical facility. (Pre-authorisation required) 100% in Network
International emergency rescue and evacuation (Pre-authorisation required) 100% in Network
NOTES : Network = The coverage is within the AAR Health Centres and / or contracted Preferred Provider Organisations (PPOs). |
International emergency medical cover area - up to the first 45 days of absence from the territory in any membership year.
This is only for hospitalization (Pre-authorisation required) Worldwide 100% in Network (North America limited to 50% of each benefit limit)
Funeral Expense: Ugx 1,500,000
NOTES : Network = The coverage is within the AAR Health Centres and / or contracted Preferred Provider Organisations (PPOs). |
Personal Accident with Permanent Total Disability Cover of Ugx 20M Adults; Ugx 2M Children Inclusive:
Ugx 10M Adults; Ugx 5M Children
Hospital Cash Benefit: Cash payment payable for each night where treatment is received by a member as a non-paying patient:
Ugx 20,000 per night from 2nd night of admission up to a maximum of Ugx 3,600,000
NOTES : Network = The coverage is within the AAR Health Centres and / or contracted Preferred Provider Organisations (PPOs). |
To Get a Quote or if you have any Enquiry /Enquiries concerning our Health Plans click here and one of our representatives will get back to you.
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